Articles
The articles below are intended to provide education starting points regarding the various aspects of building, protecting and using retirement income and other financial assets.
We are asked a lot of questions about the various products and services we offer. In order to help you understand some of them, we have created several knowledgebase articles to assist you with getting to know specifics about the capabilities of products and services we offer. Keep in mind that everyone's circumstances and needs are different. This is why it is important to work with someone that help you navigate your options to get what is best fits your needs.
If you would like us to create an article on a topic, let us know. We are happy to create these educational articles.
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General
- Terminology - Words used in the insurance and investment world
Money
- Credit - How credit scores affect us
- Inflation - The dynamics of rising prices and purchasing power
- Future Value Adjusted for Inflation - The real future value of money
- The Rule of 72 - A method for estimating investment growth based on a sound financial principle
- Income Taxes - Marginal Tax Rate vs Effective Tax Rate
- Wants vs. Needs - Exploring the essentials and desires in life
- Budgeting - Getting the most value from your income
- Saving - Spend whatever is left after you save
Investing
- Indexed Interest - Getting the highest gain without the risk of loss
- Ten-Year Tenure - The ebbs and tides of the markets
- Managing the Gap - What is and what could be
- Investment Diversification - Understanding the importance and methods of Diversified Investments
- Investment Tiers - The various types of investments can be grouped into tiers that associate their volatility and risk
- Investments Types - Life is about choices; some choices are better than others
- 401(k)/403(b) - About 401(k)s
- Individual Retirement Account (IRA) - About IRAs
- Annuities - About annuities
Retirement
- Social Security - The government pension
- Required Minimum Distributions (RMDs) - Investment money you must take
- Spend Down - A strategy to protect your assets
- Retirement Killers - Things that deplete retirement savings
- Creating a Retirement Action Plan - Actions speak louder than words
Miscelleanous
- Minimum Wage - About mimium wage
- Bankruptcy - Abiut bankruptcy
Other
- Planning You Financial Endgame - A PDF book about investing, financial planning and creating a confortable retirement income
External Resources
Allianz IUL- What Makes It Better For Accumulation
Presentation by Tony Martinez (founder of TKO Financial Netowrk)
https://www.youtube.com/watch?v=PwMgCpsQyMg
How to move IRA or 401k money and avoid the penalties / out of pocket taxes
Presentation by Tony Martinez (founder of TKO Financial Netowrk)
https://www.youtube.com/watch?v=vl9Qrkn0jVU
Page Last Updated: 15 June 2025