Product

Infinite Banking Concept (IBC)

 

The Infinite Banking Concept (IBC) is a financial strategy that leverages whole life insurance to essentially become your own banker. It involves using the cash value of a whole life policy to fund purchases, investments, and expenses, while borrowing against the policy's cash value and repaying yourself. This allows you to keep your money working and potentially save on interest payments compared to traditional loans.

Benefits

No Credit Checks: You don't need a credit score to access funds.

Potentially Lower Interest Rates: Interest rates on policy loans can be lower than traditional bank loans. A great product for reducing debt.

Tax Advantages: Policy loans and withdrawals are generally tax-free.

How it Works:

  1. Purchase a whole life insurance policy
  2. Repay the policy with premiums
  3. Borrow against the cash value for expenses or investments
  4. Repay the loan to yourself from investment income or other sources
  5. Repeat the process

This type of product is a Tier 1 risk.

If you are interested in exporing Infinite Banking, please contact us for a free no obligation consultation.

 

If you have questions or would like to know more about any of the iproducts we offer, please contact us to speak with one of our licensed professionals for a free no obligation consultation.
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